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Payment & Finance Options

Payment Options

Our payment options in-store and online. Shop online secured by ShopPay.

Payment Method Online Instore
Cash
EFTPOS
Layby
Gift Cards
Visa Card
MasterCard
American Express
JCB
AfterPay
Zip
PayPal
PayPal Pay in 4
Apple Pay
Google Pay

Finance Options

All finance options are subject to application criteria. Fees, terms, charges and conditions may apply. Discounted prices or special offers may not be available when using a finance option so it's best to contact your nearest store for more information.

At all of our locations, we offer a range of finance options to suit your needs and lifestyle. The list of finance options are below along with access to their product disclosure statements so you can choose the right option for you.

PayPal

Pay in 4 with no interest and no late fees.

  • No interest charged.
  • No sign-up or late fees.
  • $1-$1,999 limit.
  • Use it at Millions of online stores globally.
  • Backed by PayPal.
  • Pay in 4 available online only.

More Info

Afterpay

Shop now. Enjoy now. Pay later. Pay in four equal instalments, interest-free with Afterpay.

  • Pay for your purchase over four simple instalments.
  • Pay nothing extra when you pay on time.
  • No new card applications, instant approval online.
  • Requires minimum order value of $30.
  • Available in-store & online

*Late fees, eligibility criteria and T&C's apply. Afterpay Australia Pty Ltd Australian Credit Licence 527911.

More Info

ZIP Logo

Ride now, pay later with simple, fast and flexible payment solutions from Zip.

  • Want it, create your account in moments and select Zip at checkout.
  • Get it, we pay the store you get the goods, nothing to pay today.
  • Own it, choose how you pay us back over time, up to 12 months interest-free.
  • Available in-store & online.

More Info

Zip Money 24 Months Interest Free Promo

  • 24 Months Interest Free
  • Minimum Spend: $1,000
  • Duration: 1 April - 30 May 2026

T&Cs:
*Terms only available for purchases of $1,000 or more. The interest free period is the maximum period of time when no interest is charged on the purchase. The availability of the interest free period for a purchase will depend on the purchase amount, the minimum monthly repayment and account status. Minimum monthly repayments are required and vary according to credit limit. Minimum monthly repayments may require repayment of the purchase prior to the expiry of the maximum interest free period. In other cases, paying only the minimum monthly repayment may not repay the purchase in the interest free period. Any purchase amount outstanding at the expiry of the interest free period will be charged at the standard variable interest rate, 25.9% per annum, as at 1 June 2023. Zip Money is available to approved applicants and subject to completion of a satisfactory credit assessment. A monthly account fee of $9.95 applies and a one-off establishment fee may apply for new customers. Other charges may be payable, see T&Cs. Interest, fees and charges are subject to change. Terms and conditions apply and are available on application. Credit provided ZipMoney Payments PTY Ltd (ABN 58 164 440 993), Australian Credit Licence Number 441878. Offer available from 01/04/2026 to 31/05/2026.

Apple Pay

  • Fast and easy alternative to cards
  • Privacy and security built in.
  • Check-out is easier online with Apple Pay.

More Info

Google Pay

  • Checkout is simple and fast
  • Google securely stores payment information
  • Enhanced security and identity controls

More Info

99 Bikes Layby

Layby

  • 3 month terms.
  • 20% deposit.
  • No interest and no start-up fees apply.
  • $5 Pre-Christmas Storage Fee.
  • You can take your items once they're fully paid for.
  • Available in-store only

If you have any questions about layby please contact your local store. For any other payment methods please contact customer service.